DEVELOPERS

Power your platform with our banking APIs

Lync gives you simple, reliable APIs to embed global and local banking into your product. From virtual accounts to multi-currency collections, exchange and payouts for your business.

Explore API Documentation

Your gateway to global banking.

Developers and business teams use Lync APIs to unlock financial capabilities that were once out of reach. Whether you are building a fintech app, managing suppliers, or running a marketplace, Lync gives you the rails.

Virtual Accounts & Collections

Create and manage multi-currency virtual accounts for your users instantly using our APIs.

NGN, KES, GHS local collections

Stablecoins

Real-time balance updates

Automated reconciliation

Explore Virtual Account & Stablecoin APIs

FX + Payouts

Send payments globally with competitive FX rates and transparent fees. Power your multi-currency and e-commerce flows with APIs built to cut fees, optimize FX rates, speed up transfers, and stay fully compliant across borders.

Bank transfers to 50+ countries

Explore Instant FX & Global Payout APIs

Sub-Accounts for Expense Management

Create dedicated sub-accounts under your main business account to manage expenses with more control using our APIs. Separate funds by teams, projects, or departments. Perfect for startups, platforms, and enterprises managing multiple cost centers.

Hierarchical account structures

Individual account limits

Transaction categorization

Automated expense allocation

Explore Sub-accounts APIs

Bulk and Scheduled Payments

With our payments API, you can automate and schedule bulk payouts to suppliers, employees, or gig workers directly to bank accounts or mobile money wallets. Handle thousands of transactions with one API request, reliably and at scale.

Mobile money payouts (M-Pesa, MTN, etc.)

Bulk payment processing

Scheduled and recurring payments

Explore Payment APIs

Invoicing

Create professional and branded invoices that allows your customers pay with multiple options in minutes. Lync invoicing offers automatic reconciliation and real-time analytics.

Explore Invoicing APIs

$2B+

processed

100+

businesses trust us

Continents served

Licensed as an MSB in the
US and IMTO in Nigeria

$2B+

processed

100+

businesses trust us

Continents served

Licensed as an MSB in the
US and IMTO in Nigeria

Comprehensive Documentation

Step-by-step guides and API references.

SDKs & Libraries

Python, Node.js, PHP, and more

Postman Collections

Ready-to-use API collections for testing

Code Examples

Real-world implementation samples

Risk-free Testing

Full-featured sandbox environment

Realistic DatTest

Realistic DatTest with mock transactions and accounts

Instant Setup

Start building without paperwork.

Seamless Migration

Move from sandbox to production effortlessly

24/7 Developer Support

Technical assistance when you need it.

Regular Updates

Stay informed about new features and improvements

Custom Integration

Tailored solutions for complex requirements

Advanced Security

Enhanced security features and compliance

Lync is a product of Waza Technologies Inc. and its affiliates, collectively referred to as Waza. Waza is a private limited company registered as a C Corporation in Delaware, USA, with registration number 6910243. It is registered by the Financial Crimes Enforcement Network (FinCEN) as a Money Service Business (MSB) dealing in foreign exchange and money transmission, with MSB registration number 31000235098465.

*Waza is licensed by the Central Bank of Nigeria (CBN) as an International Money Transfer Operator. NGN accounts are provided by Uniswitch, a CBN Licensed switching and payment service processing company. NGN remittances and FX services are provided directly by Waza.

Waza is a technology company, not a bank. Banking services on Lync are provided by one or more licensed banking partners.

*Real-time fraud and transaction monitoring is provided by Sumsub.

Lync offers services exclusively to eligible corporate customers. The services described on this website are intended solely to inform eligible customers and are not an offer to engage in any business transaction with individuals in any jurisdiction where such an offer would be considered unlawful. The information on this website is not directed at persons in jurisdictions where its distribution or use would violate local laws or regulations. By accessing this website, you do so at your own initiative and risk, and you confirm that you will not act on the services described herein if you are not eligible. For more information please read our terms of service.