DEVELOPERS

Power your platform with our banking APIs

Lync gives you simple, reliable APIs to embed global and local banking into your product. From virtual accounts to multi-currency collections, exchange and payouts for your business. t
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Your gateway to global banking.

Developers and business teams use Lync APIs to unlock financial capabilities that were once out of reach. Whether you are building a fintech app, managing suppliers, or running a marketplace, Lync gives you the rails.

Virtual Accounts & Collections

Create and manage multi-currency virtual accounts for your users instantly using our APIs.
NGN, KES, GHS local collections
Stablecoins
Real-time balance updates
Automated reconciliation
Explore Virtual Account & Stablecoin APIs

Send money to the U.S., China, India — in minutes.

Whether you’re paying suppliers in China, funding partners in the U.S., or settling invoices in India, Lync gives your business fast, compliant global payouts in one place.
Create an account

FX + Payouts

Send payments globally with competitive FX rates and transparent fees. Power your multi-currency and e-commerce flows with APIs built to cut fees, optimize FX rates, speed up transfers, and stay fully compliant across borders.
Bank transfers to 50+ countries
Explore Instant FX & Global Payout APIs

Send money to the U.S., China, India — in minutes.

Whether you’re paying suppliers in China, funding partners in the U.S., or settling invoices in India, Lync gives your business fast, compliant global payouts in one place.
Create an account

Sub-Accounts for Expense Management

Create dedicated sub-accounts under your main business account to manage expenses with more control using our APIs. Separate funds by teams, projects, or departments. Perfect for startups, platforms, and enterprises managing multiple cost centers.
Hierarchical account structures
Individual account limits
Transaction categorization
Automated expense allocation
Explore Sub-accounts APIs

Send money to the U.S., China, India — in minutes.

Whether you’re paying suppliers in China, funding partners in the U.S., or settling invoices in India, Lync gives your business fast, compliant global payouts in one place.
Create an account

Bulk and Scheduled Payments

With our payments API, you can automate and schedule bulk payouts to suppliers, employees, or gig workers directly to bank accounts or mobile money wallets. Handle thousands of transactions with one API request, reliably and at scale.
Mobile money payouts (M-Pesa, MTN, etc.)
Bulk payment processing
Scheduled and recurring payments
Explore Payment APIs

Send money to the U.S., China, India — in minutes.

Whether you’re paying suppliers in China, funding partners in the U.S., or settling invoices in India, Lync gives your business fast, compliant global payouts in one place.
Create an account

Invoicing

Create professional and branded invoices that allows your customers pay with multiple options in minutes. Lync invoicing offers automatic reconciliation and real-time analytics.
Explore Invoicing APIs

Send money to the U.S., China, India — in minutes.

Whether you’re paying suppliers in China, funding partners in the U.S., or settling invoices in India, Lync gives your business fast, compliant global payouts in one place.
Create an account
$2B+
processed
100+
businesses trust us
3
Continents served
Licensed as an MSB in the
US and IMTO in Nigeria
$2B+
processed
100+
businesses trust us
3
Continents served
Licensed as an MSB in the
US and IMTO in Nigeria

Everything you need to build with confidence

Whether it’s developer resources, an environment to properly test or even support while you build, we got you.
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Lync is a product of Waza Technologies Inc. and its affiliates, collectively referred to as Waza. Waza is a private limited company registered as a C Corporation in Delaware, USA, with registration number 6910243. It is registered by the Financial Crimes Enforcement Network (FinCEN) as a Money Service Business (MSB) dealing in foreign exchange and money transmission, with MSB registration number 31000235098465.
*Waza is licensed by the Central Bank of Nigeria (CBN) as an International Money Transfer Operator. NGN accounts are provided by Uniswitch, a CBN Licensed switching and payment service processing company. NGN remittances and FX services are provided directly by Waza.
Waza is a technology company, not a bank. Banking services on Lync are provided by one or more licensed banking partners.
*Real-time fraud and transaction monitoring is provided by Sumsub.
Lync offers services exclusively to eligible corporate customers. The services described on this website are intended solely to inform eligible customers and are not an offer to engage in any business transaction with individuals in any jurisdiction where such an offer would be considered unlawful. The information on this website is not directed at persons in jurisdictions where its distribution or use would violate local laws or regulations. By accessing this website, you do so at your own initiative and risk, and you confirm that you will not act on the services described herein if you are not eligible. For more information please read our terms of service.
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